Are here any mortgage companies that would be prepared to refinance to someone that have file ruin?

I have filed collapse in the last year and dont hold the best credit but i need to refinance so i dont lose my home. Does anyone know of any companies out there that will work next to me?
Answers:
Absolutely, go to www.restructureyourmortgage.com submit your info and a mortgage consultant will send for you back in 48 hours. in attendance is no comitment. Source(s): www.restructureyourmortgage.com
You can still go sub prime, the rates are not the best. I can give you a free quote. Source(s): http://www.1stmdhomes.com
It is possible but not flowing. Did you get your discharge already (was it a chapter 7?) You need to shop around until you find someone. The rate won't be amazing but you can at least possible get a fixed rate if you are trying to get out of a unfixed rate mortgage.

Just don't let any scammers trick you into a questionable deal. If it sounds too virtuous to be true, it probably is.
There are certainly companies that will do those kind of loans, but my advice is to do whatever you can to acquire your credit scores updated prior to applying. There are some options, but in that are lots of variables, and each case is imaginative. Things such as how much equity you have, and your source of income are factors along next to your credit. The most critical factor will be how you have managed your credit after the ruin.

Also, do you "due diligence" on any company that makes you an offer from any forum such as this one. Always check next to the BBB and do a web search to check out a company to be exact not a household name to you. Source(s): http://www.bankruptcymortgagebook.com
Think you best start looking for an apartment, BK simply at most a year old, sorry had your break as beside the BK afraid you are going to lose it, hard but honest truth
yes .....try FHA you cant have any credit lates in the ending 12months......they do BK buyouts as well.

if you go elsewhere your rate will be over 8% Source(s): http://carolinahomerates.com
national city mortgage will, when your 2 years or more out of the b....word...


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