Taylor Bean Whitaker mortgage support?

I have a loan with TBW, the investor is Wells Fargo. I lost my undertaking earlier this year and tried to do a home mod with TBW. Finally contained by August, my investor had our mod paperwork but then TBW go bankrupt so all mods be put on hold. I'm just now man told that my morg. will go to American Home Mortgage Servicers..I still don't have any info around this from AHMS. My question is. I have be holding onto my payments since TBW is gone..I am about 4 payments behind but hold 1 in my bank. I desperately involve a mod. I am employed now, my income is less than what is be before so the payments aren't doable for me anymore but with a mod, they would not be a problem. How will AHMS fiddle with my missing payments? Obviously I'm scared..I've done everything in my power to seize a mod but there was no on to reach a deal to in order to procure this process moving. Any suggestions or opinions on how the new mort. company will feel this situation? Thanks!
Answers:
This is the government website, you can find the number to call to consult with the HUD-approved housing counseling agencies about working near your bank to get a mortgage mod. Call them in the past you deal with the stress of a exotic bank and new forms...
http://www.hud.gov/offices/hsg/sfh/hcc/f…
If your property is located within the state of Florida, file a complaint with the Office of Financial Regulation:

http://www.flofr.com/Finance/CompFormDownload.htm

If not, use this knit to find the appropriate state regulator for assistance:

http://www.flofr.com/Director/State_regulators.htm

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