What kindly of mortgage rate can I go and get ?
I am trying to figure out what mortgage rate can I get on a New House. The details are -
House price - 290000
Down Payment - 5%
Credit Score - 749-transunion, 757-experian, 731equifax
Loan residence - 30 years Fixed
Annual Salary - 101000 + bonus + options (for 2007 i didnt get any bonus since the company didnt do economically, also the options didnt materialise at all coz of fruitless stock price).
I have no credit card debt and the only monthly payments I am making are for an auto loan which is 600.
Thanks.
Answers:
5.875 and if your scores are really what you say afterwards good chance you do not involve to document anything. What state are you in also. We need to scrutinize the declining markets. Source(s): loan officer
you can capture a rate as low as 5.25%....Rates have been great the end week and a half...If you have any question feel free to contact Source(s): Sr. Mortgage Loan Officer
kirkmortgage.com
resembling everyone else said you would be i the 5.875% ball park. or with your credit score you may want to try an option where at hand is lender paid mortgage insurance, or you buy out your mortgage insurance up front. might be a beneficial deal for you. i'd definately look at both the lowest rate available while paying mortgage insurance, and see what your settlement and rate would be with Lender paid mortgage insurance, as that channel you have more of a write off as you wouldn't know how to write off what you pay surrounded by mortgage insurance, but the difference in a higher rate would be capable of be deducted. and it wouldn't be much higher. consent to me know if you'd like to see both options closer. Source(s): mortgage broker.
Go to hudsonslending .com they could help you near many different loan plan to choose from. You can apply on line and its in haste and simple. They did us right. Source(s): low rates approval
I'm not sure what state you're in, but within NC you could get a rate of realistically around 5.875 or 6%, perhaps a touch lower if you could put down more. You will have to pay mortgage insurance though since you individual have 5% down. Source(s): mortgage broker
Sounds similar to you can get the best rate the market offer..please be aware that rates change everyday unless you lock it. Today you will have one rate and tomorrow it could variation.
Plus with an LTV of 95% you will have mortgage insurance to factor contained by. Source(s): I am a Loan officer
davidshomesandloans(a)yahoo.com
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House price - 290000
Down Payment - 5%
Credit Score - 749-transunion, 757-experian, 731equifax
Loan residence - 30 years Fixed
Annual Salary - 101000 + bonus + options (for 2007 i didnt get any bonus since the company didnt do economically, also the options didnt materialise at all coz of fruitless stock price).
I have no credit card debt and the only monthly payments I am making are for an auto loan which is 600.
Thanks.
Answers:
5.875 and if your scores are really what you say afterwards good chance you do not involve to document anything. What state are you in also. We need to scrutinize the declining markets. Source(s): loan officer
you can capture a rate as low as 5.25%....Rates have been great the end week and a half...If you have any question feel free to contact Source(s): Sr. Mortgage Loan Officer
kirkmortgage.com
resembling everyone else said you would be i the 5.875% ball park. or with your credit score you may want to try an option where at hand is lender paid mortgage insurance, or you buy out your mortgage insurance up front. might be a beneficial deal for you. i'd definately look at both the lowest rate available while paying mortgage insurance, and see what your settlement and rate would be with Lender paid mortgage insurance, as that channel you have more of a write off as you wouldn't know how to write off what you pay surrounded by mortgage insurance, but the difference in a higher rate would be capable of be deducted. and it wouldn't be much higher. consent to me know if you'd like to see both options closer. Source(s): mortgage broker.
Go to hudsonslending .com they could help you near many different loan plan to choose from. You can apply on line and its in haste and simple. They did us right. Source(s): low rates approval
I'm not sure what state you're in, but within NC you could get a rate of realistically around 5.875 or 6%, perhaps a touch lower if you could put down more. You will have to pay mortgage insurance though since you individual have 5% down. Source(s): mortgage broker
Sounds similar to you can get the best rate the market offer..please be aware that rates change everyday unless you lock it. Today you will have one rate and tomorrow it could variation.
Plus with an LTV of 95% you will have mortgage insurance to factor contained by. Source(s): I am a Loan officer
davidshomesandloans(a)yahoo.com
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