Can someone estimate what my interest rates should be for my mortgage?

Me and My fiance are about to get approved for a mortgage toghther. My credit mark is about 730, hers is 615. We both have equal income and it is suffiecent to cover what are expected monthly payments will be. CAn someone estimate almost what kind of interest rate we should expect?
Answers:
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Well there are a few factor here. First of all I would NEVER take a quoted rate over the phone nor over the internet. There are road too many brokers out there right very soon quoting a Great rate just to get individuals reeled in. However they can't deliver it at DOCS. Or even worse it's an pick arm or they use your money to buy down the rate. So if you want straight answers and NO suprises at signing email me and I can see what I can do for you! I know you have already done the shopping but is it in your best interest to accumulate money? Source(s): Seasoned California Loan Officer
the going rate is 6.5 for 0 pionts...but if this helps you can go to a edge site and see what the they have as their rates.
5.75 - 6.5% depending on your approval level and other factors close to income, assets, and amount of down payment. Give me a call and I'll permit you know. We have hundreds of lending sources to choose from. Source(s): I'm a mortgage broker. You can contact me here: http://www.mnmortgage.network
If you qualify for conforming, which is a possibility considering the credit scores, the rates are running contained by the high 5s to low 6s.
it depends. but ya'll have completely good credit score's. send me an email i may know how to get you a better deal later what you get pre-approved for. cmruffin(a)bloomu.edu
For a 30 year fixed, expect about 6% to 6.25%. Rates do fluctuate.

An ARM will be lower, but runs the very tangible risk of going up.
Well your score alone is excellent. Good ample to qualify for some of the best rates, hers however is on the very low end of average. If they average the score you will get a score around 672 which is probably well brought-up enough to quailify for prime in most bank.

My guess is anywhere from 6.2-6.8% would be about right.


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