How do I lower my mortgage rate?
I'm in a 30-year fixed rate mortgage. I've made all the payments prompt and in full. My neighbor across the street got into a risky ARM and his monthly fee went up considerably. He defaulted and the guard reduced his mortgage rate to a much lower one. Now he's in great shape.
How do those of us who are responsible get OUR rates lowered, or are we expected to verbs subsidizing the stupid, lazy homeowners and crappy bankers who could not see this bubble for what it was?
I'd ask this quiz of a politician like Obama or McCain, but they're too busy trying to figure out how far up their asses their head are.
Answers:
Ask your neighbor what his credit report looks like after making that move. If he defaulted, he should own a default notice on his report, which will hurt him when he tries to buy a sports car, get a credit card, or even get a cell phone.
I agree that it sucks that we who hold been responsible and have not extended ourselves beyond our method are effectively being punished, while those who cheated are the ones getting bailed out for free. But, what comes around goes around. And, when opportunity come up that requires a strong credit history in the next 7 years, we will be capable of take advantage of those opportunity, while those with shaky or bad credit will not.
These are call loan modifications. The rate is lowered with no qualifying process. Call today. You may procure surprised.
bottom line, if you are a good charge paying citizen living within your means..... YOU ARE F_ED, YOU GOT NOTHIN COMMING
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How do those of us who are responsible get OUR rates lowered, or are we expected to verbs subsidizing the stupid, lazy homeowners and crappy bankers who could not see this bubble for what it was?
I'd ask this quiz of a politician like Obama or McCain, but they're too busy trying to figure out how far up their asses their head are.
Answers:
Ask your neighbor what his credit report looks like after making that move. If he defaulted, he should own a default notice on his report, which will hurt him when he tries to buy a sports car, get a credit card, or even get a cell phone.
I agree that it sucks that we who hold been responsible and have not extended ourselves beyond our method are effectively being punished, while those who cheated are the ones getting bailed out for free. But, what comes around goes around. And, when opportunity come up that requires a strong credit history in the next 7 years, we will be capable of take advantage of those opportunity, while those with shaky or bad credit will not.
These are call loan modifications. The rate is lowered with no qualifying process. Call today. You may procure surprised.
bottom line, if you are a good charge paying citizen living within your means..... YOU ARE F_ED, YOU GOT NOTHIN COMMING
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