Will mortgage rates ever seize to 4% and when?

Answers:
Yes, by this time next year..
I remember fund to 1960 and then the mortgage rate was 5%. If it be to drop that low, only those with excellent credit score would qualify
Maybe.

You can always buy down the rate.

Or look for owner financing. You can negotiate up or down, interest rate, price, etc.

Or look for lease options or landscape contracts. Your effective interest rate is zero.

There are lots of ways to do it.
No one knows - I doubt it for the foreseeable adjectives.

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