Credit rating and getting a mortgage?
My credit rating is 757 and I have been working at alike job for about 8 months very soon and make decent money. Do you estimate the bank will offer me a appropriate loan? also my bf makes good money but have poor credit will they add his earnings into the equation or no because he have bad credit? What do you think we can attain?
Answers:
If you add his money you have to adopt his credit. I would skip him, stay independent.
If you have 2 years of income and you earn enough to recompense a mortgage you will be able to get a obedient loan.
Ditto to the person above - if he has poor credit, and you can afford a mortgage on your own, later do not include his income.
Related Questions:
Help on getting a poor credit first time buyer mortgage?
Me and my partner are desperate to buy a house but we are worried we cannot find a lender to give us a 100% mortgage due to our salary and credit history(neither of us own CCJ'S just defaults etc) We hold rented for nearly...
Answers:
If you add his money you have to adopt his credit. I would skip him, stay independent.
If you have 2 years of income and you earn enough to recompense a mortgage you will be able to get a obedient loan.
Ditto to the person above - if he has poor credit, and you can afford a mortgage on your own, later do not include his income.
Related Questions:
Help on getting a poor credit first time buyer mortgage?
Me and my partner are desperate to buy a house but we are worried we cannot find a lender to give us a 100% mortgage due to our salary and credit history(neither of us own CCJ'S just defaults etc) We hold rented for nearly...