If I own near no mortgage and apply for a credit card, what should I put for the monthly housing clearing?
What things should I consider being included as monthly housing payment if anything?
Answers:
Becuse you hold NO house Payment then when asked this question you should put ZERO.
The type of card you choose is dependent upon how you plan on paying your card and what you're looking for. If you plan on paying your be a foil for in full each month (and they add interest based on your average daily harmonize for one statement cycle instead of over a 2 month billing period) then there is no grounds for you not to do cash back or points because even though those cards enjoy higher interest rates if you're paying off within full every month by the payment due date you're not going to be charged finance charges.
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You should include annual property due and insurance. Just divide the annual amounts of each and divide by 12. This is your monthly housing payment.
Related Questions:
Maximum number of years a mortgage lender looks at credit issues?
When applying for a mortgage, how far back does a mortgage lender look? Do lenders weight issues from 6 years ago, equal as an issue from 1 year ago? they look at the last 12 months mortgage history only. bankruptcy and foreclosures they...
Answers:
Becuse you hold NO house Payment then when asked this question you should put ZERO.
The type of card you choose is dependent upon how you plan on paying your card and what you're looking for. If you plan on paying your be a foil for in full each month (and they add interest based on your average daily harmonize for one statement cycle instead of over a 2 month billing period) then there is no grounds for you not to do cash back or points because even though those cards enjoy higher interest rates if you're paying off within full every month by the payment due date you're not going to be charged finance charges.
http://hubpages.com/_yaans/hub/How-to-Se… Source(s):
http://hubpages.com/_yaans/hub/How-to-Se…
You should include annual property due and insurance. Just divide the annual amounts of each and divide by 12. This is your monthly housing payment.
Related Questions:
Maximum number of years a mortgage lender looks at credit issues?
When applying for a mortgage, how far back does a mortgage lender look? Do lenders weight issues from 6 years ago, equal as an issue from 1 year ago? they look at the last 12 months mortgage history only. bankruptcy and foreclosures they...