How does reworking a mortgage affect my credit mark?

I could use the help of potentially reworking my mortgage to be more affordable. It is possible for me to get by in need doing so. If I do call my mortgage holder and rework my mortgage for a reduced interest rate or reduced principle how does that affect my credit score?
Answers:
It doesnt. You will own a mortgage credit pull listed on your report which as long as you havent gone on a credit pulling spree wont even really divide into your score.
Phone your mortgage company and ask them. They are sure to be helpful and might own a good deal available. Just asking won't affect your rating.


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