Can i sue a company that reported a $64,000 mortgage on my credit for 10 yrs that's not mine?
i have called the company but they enjoy no record of me.its was reported from 1994-2003 presently no one knows who made the error
Answers:
What damages would you be suing for? What's the reason? You should consult with a licensed attorney.
That is ridiculous but shouldn't you enjoy dealt with this long ago or did you discover this just now? That's pretty appalling. Maybe it's a problem with the credit bureaus?
Have you tried speaking with a checker? If it's a big company then try finding out who the head guy is (CEO, President, VP Operations). Call them or distribute a letter. Obviously this is a problem that needs to be address. But a first line employee won't be capable of handle it. Go higher and hang on to going.
If you can sue for mcdonalds making you fat then im sure you can sue for that mortgage.
I would sue the credit bureau for placing it on your report when it is not yours. The credit bureaus then have the responsibility to substantiate that debt, and if they can't or fail to, then they must remove it from your report. If they don't, you want to sue them. File complaints with all three reporting agencies: TransUnion, Equifax, and Experian
You can sue anyone or any corporation. Winning is a different theory.
Why not try working with them to have them rectify their error? They might very well respond positively to this.
Yes, you could, but first you have to follow a very specific process that includes disputing the item next to the credit bureaus and creditor. Under the FCRA these people must be allowed to correct an error before they can be held liable.
If you go through the process and they still didn't remove the listing, then yes, you could effortlessly sue and win.
you'd own to prove that you were harmed by this error and find an attorney to take your defence.
my guess is the attorney would cost too much for this to be worth chasing.
You can ask them to remove it. If they throw out then MAYBE you have a travel case.
If no one knows who made the error, who would you sue? You can merely sue someone if they did it maliciously and/or it caused you damages that you can prove within court.
If it caused you loss that you can document, you might recover your loss. You still call for to write the credit bureau disputing the item. They should remove it if it cannot be verified.
actually you can sue anyone for anything... Now would you win, thats another story, I dont think it would be worth your delirious to sue....
However there is a solution here. dispute this with the credit bureau's (all 3 of them), it is free to dispute next to them... once the dispute process is started then legally the credit bureau is on a time rein in and gives the creditor who placed it on your credit a couple weeks to respond.... now you articulate they have not proof of the debt... so then it will be taken bad immediately once no proof has be given to the credit bureau's
it probably did more to relieve than hurt you, unless it wasnt paid of course.
Related Questions:
How would I find my total debt? I own no credit cards or mortgage...Just unpaid bills.?
Add up all your bills. Then minus the amount of money you have surrounded by liquidable assets such as bank accounts. This will give you a better concept on your total debt. Add up adjectives your unpaid bills....
Answers:
What damages would you be suing for? What's the reason? You should consult with a licensed attorney.
That is ridiculous but shouldn't you enjoy dealt with this long ago or did you discover this just now? That's pretty appalling. Maybe it's a problem with the credit bureaus?
Have you tried speaking with a checker? If it's a big company then try finding out who the head guy is (CEO, President, VP Operations). Call them or distribute a letter. Obviously this is a problem that needs to be address. But a first line employee won't be capable of handle it. Go higher and hang on to going.
If you can sue for mcdonalds making you fat then im sure you can sue for that mortgage.
I would sue the credit bureau for placing it on your report when it is not yours. The credit bureaus then have the responsibility to substantiate that debt, and if they can't or fail to, then they must remove it from your report. If they don't, you want to sue them. File complaints with all three reporting agencies: TransUnion, Equifax, and Experian
You can sue anyone or any corporation. Winning is a different theory.
Why not try working with them to have them rectify their error? They might very well respond positively to this.
Yes, you could, but first you have to follow a very specific process that includes disputing the item next to the credit bureaus and creditor. Under the FCRA these people must be allowed to correct an error before they can be held liable.
If you go through the process and they still didn't remove the listing, then yes, you could effortlessly sue and win.
you'd own to prove that you were harmed by this error and find an attorney to take your defence.
my guess is the attorney would cost too much for this to be worth chasing.
You can ask them to remove it. If they throw out then MAYBE you have a travel case.
If no one knows who made the error, who would you sue? You can merely sue someone if they did it maliciously and/or it caused you damages that you can prove within court.
If it caused you loss that you can document, you might recover your loss. You still call for to write the credit bureau disputing the item. They should remove it if it cannot be verified.
actually you can sue anyone for anything... Now would you win, thats another story, I dont think it would be worth your delirious to sue....
However there is a solution here. dispute this with the credit bureau's (all 3 of them), it is free to dispute next to them... once the dispute process is started then legally the credit bureau is on a time rein in and gives the creditor who placed it on your credit a couple weeks to respond.... now you articulate they have not proof of the debt... so then it will be taken bad immediately once no proof has be given to the credit bureau's
it probably did more to relieve than hurt you, unless it wasnt paid of course.
Related Questions:
How would I find my total debt? I own no credit cards or mortgage...Just unpaid bills.?
Add up all your bills. Then minus the amount of money you have surrounded by liquidable assets such as bank accounts. This will give you a better concept on your total debt. Add up adjectives your unpaid bills....