How to attain a mortgage stale my credit history if my info be stolen?
My wife found out a few days ago that someone had signed for a mortgage under her info contained by 2005, and now creditors are coming after her. How does she prove her info was stolen and she never used that money for nil? She says she thinks someone took her drivers license for a few days and later returned it to the house of her ex-bf. Because she says she remembers her license coming up missing for about a week and next suddenly reappearing, but she thought nothing of it.
Someone also applied for a credit card surrounded by her name but I guess she is just kinda screwed on that.
Answers:
contact the mortgage company and credit reporting agencies and explain the situation, they will look into the info they own and see if its fraud.
I. As stated, notify all credit agencies and make sure it is put on Fraud Alert. You should both be on it.
2.Notify adjectives parties in grill and tell them she'll sign a Affidavit of Fraud. If they refuse to adopt, then it would be best to retain an attorney. Better to be safe than sorry. Source(s): Bill collect 35 years.
Very, fundamentally easy. She needs to ask the lender for a copy of ALL of the mortgage documents that be signed at closing...even if she has to pay for it.
Then she requirements to go to the police, report it for felony identity theft, and show a copy of her driver's license, and they will compare her signature against every document on the mortgage loan.
However, I significantly suspect your wife isn't being honest with you. Her driver's license of late plain disappeared and someone knew who her ex-boyfriend was, and broke into his house too?
I smell a rat! Source(s): see my profile...I never trade anything online.
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Someone also applied for a credit card surrounded by her name but I guess she is just kinda screwed on that.
Answers:
contact the mortgage company and credit reporting agencies and explain the situation, they will look into the info they own and see if its fraud.
I. As stated, notify all credit agencies and make sure it is put on Fraud Alert. You should both be on it.
2.Notify adjectives parties in grill and tell them she'll sign a Affidavit of Fraud. If they refuse to adopt, then it would be best to retain an attorney. Better to be safe than sorry. Source(s): Bill collect 35 years.
Very, fundamentally easy. She needs to ask the lender for a copy of ALL of the mortgage documents that be signed at closing...even if she has to pay for it.
Then she requirements to go to the police, report it for felony identity theft, and show a copy of her driver's license, and they will compare her signature against every document on the mortgage loan.
However, I significantly suspect your wife isn't being honest with you. Her driver's license of late plain disappeared and someone knew who her ex-boyfriend was, and broke into his house too?
I smell a rat! Source(s): see my profile...I never trade anything online.
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