MY CREDIT REPORT Sais that i own a mortgage loan since 2006 and i havent what to do??

when i was asking for my annual credit report in equifax they told me that they already found my directory and it ask me about a mortgage loan that i had within 2006... thats when I couldnt believe because I havent ask for any loan, even worse i havent been able to bring any credit anywhere so what can i do to know whats happening or what to do to fix this?? someone help me near this please. im 27 and im thinking someone has ruined my credit.
Was it surrounded by the verification questions when you signed on, or be it on the report itself? If the former, it's just a question; if the latter:

Get your report from TransUnion and Experian as all right. If it shows up on their reports, you have a problem.

Contact the agencies to correct the information. Contact the Social Security Administration to see if your number is being used. If it is, contact the police.
Look on your credit report and I am sure it will tell you who the lender is, once you own that info, find a number and call them and they will be able to look everything up. Be sure to return with a letter of verification to show your heading, address and social and to state that you don't have any account beside the bank. Let me know if you need more info.
This might be a chance of identity fraud. Call the credit bureau and disputed it..
Was that a interrogate to verify your account or it's in your credit report ?if it within your credit report go on to this web site and you can dispute it on procession. You can get your free credit report once a year.

www.annualcreditreport.com
"> Don't worry....this is a confirmation method to prevent people from getting into your credit files....If someone other than you have verified this trick question about a mortgage next to a "yes," it would have alerted Equifax to not let them see your credit report. This is a virtuous thing....


Related Questions:
If I apply for a mortgage near my partner, will the guard put in the picture him the details of my credit report?
It might not be a good report, although I am taking care of my finances presently. Will the bank tell him how much I owe, etc.? If you have not...