Which Mortgage companies individual check the equifax credit reports.?
Answers:
A credit report for a mortgage is called a tri-merge, because they verbs all three credit reports. In order for a lender to know how to sell your loan, they need to conform to minor market standards, and that means pulling a tri-merge report. You may be capable of find a small town lender that only pulls one report, but it would be rare. They would solitary pull one report because they would not be selling your loan, however, to get the best loan, you call for a secondary market loan from a big lender and tri-merge report.
Chase uses which ever one is best...
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All Mortgage companies Run All Three, and they use the Middle score. For example if Trans Union is 690, Equifax is 650, Experian is 700, They will use Trans Union 690 (the middle score).
This is a serious transaction so I have never hear of a mortgage company only pulling one credit report from one credit bureau.
http://www.disputedemon.com/credit-score… Source(s): http://www.disputedemon.com/credit-score…
None, they all verbs a tri-merged credit report and use the middle score. Source(s): I'm a Mortgage Loan Processor
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