Broken apartment lease is on credit report as mortgage foreclosure?!?
In refinancing my house, they found on my credit report a mortgage foreclosure of $700 from an apartment lease I had broken 6 years ago. How can they have put this as a mortgage foreclosure? There be no title, it was just a regular apartment lease. I can't achieve ahold of the apartment company and I don't know how to get it off my credit report.
Answers:
be in motion to to www.annualcreditreport.com and dispute it.
but it doesnt matter what it says it is not a foreclosure because it be never an installment loan - its in your charge off's or public record accounts
Simply record a dispute with the credit agency. While the matter is within dispute and being researched, it will have no good posture on your credit. and remember, that it will be purged after 7 years anyway, so you're almost home.
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Answers:
be in motion to to www.annualcreditreport.com and dispute it.
but it doesnt matter what it says it is not a foreclosure because it be never an installment loan - its in your charge off's or public record accounts
Simply record a dispute with the credit agency. While the matter is within dispute and being researched, it will have no good posture on your credit. and remember, that it will be purged after 7 years anyway, so you're almost home.
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