What is the minimum credit gain that well fargo uses to approve an FHA mortgage?

Someone told me that the banks determine the minimum credit score and thus many banks require 620 and some hold a 580 like Bank of America. Does someone truly know what the deal is next to this?
Answers:
my firlfriends score is 635 and mine was 618 we get approved by presidential bank mortgage.

apparently the next week they required a rack up of 620 but they are constantly changing what is needed
As of the end of March, all lenders supposed to simply approve FHA loans if the borrowers score was 620 or greater. However, here was some leeway given to the bank for a couple of months.

That is an FHA requirement and is not up to the banks. Only if FHA approves, can a bank still extend FHA loans below 620.
Credit and mortgages can be a very difficult issue for many citizens. In fact, every situation is different and depends on many circumstances (not included within your question)

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