I enjoy devout credit, but product with the sole purpose $20,000 per year, can I grasp a mortgage?

With your income your price range is going to between $100k to $125k, depending if you have other bills (car reward, credit cards, loans).

It's a buyers market out there very soon, honestly I'd say wait it out, because this discount hasn't hit bottom yet...

Other suggestion, if you are looking to buy, buy during off-peak months. You will save major$$$$.

Besides your income, you will call for at least 6 months of savings within the bank...

Good Luck
when you want something bad adequate, you will find a way and save every penny possible.. it's what i'm doing and i hold less then you 2 work near.. having a large amount 2 put down on a house make the payments less each month.. that's where on earth the savings comer's in.. don't run out loans that people offer you within here.. good luck
Technically yes, if the property is cheap enough....but be prepared to drive $1,000 cars that you recompense cash for and live off of ramen noodles....you won't enjoy money for anything else.

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