How do mortgage brokers come up next to your one credit mark?

I know my three credit scores. But how do mortgage brokers come up with the one win? The only thing that I own heard is that they average out the three. That doesn't seem right. Need to know.
Answers:
Your credit scores between all the reporting agencies cannot ebb and flow to any great degree, so averaging is proper.
There are three credit reporting company's. The mortgage brokers get it from them. if you want to know who these credit reporting company's are why don't you ask your sponsor,thy should be able to tell you. hope that help some.
They throw out the lofty and low and use the one in the middle! Source(s): 10 years of experience
From past experience, they use the middle one.


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