Can i Modifi my mortgage w/ well brought-up credit and no lates...?

I have no late payments, but i do hold a hardship, do i qualify for an intrest rate reduction its currently at 6.25%. w/ Bank of America. I do hold income coming in to pay for at tiniest a $2000.00 dollar mortgage,i pay $2,600 at the moment,let me know if its possible w/ the strange Obama plan. Thank you, i dont want to have to fall aft on my payments to qualify...
you should be capable of if you are going to have a hard time making the payments .... check out www.makinghomeaffordable.gov
Call BofA and inquire.
Go read these discussion forums on how to get your loan modified:

http://www.loansafe.org/forum
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