Credit Score is 654. Where can I qualify for a mortgage?

Ive been declined by two companies and one company necessitate a 660 Credit score.. ouch. I have NO DEBT and net about 50k a year. Im looking to buy a property in the 130-140k capacity.

THANKS
"> Not sure this will help but they have worked near credit scores in this scale in the past. The company is Ceadar Stone Mortgage and is located surrounded by The Woodlands Texas, 77380 on Sawdust Rd. I don't have a number handy but you should be able to google survey it. Hope they can help.

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