Madison First Financial (www.madrate.com) for a home mortgage refinance?

Is anyone familiar with Madison First Financial (www.madrate.com) and have any experience with this company?

Are they a first rate company with a correct reputation? Has anyone used them or known someone that used them for a mortgage?
Answers:
A Pennsylvania company and it is legite, but they have big fees. Get more than one quote...please. Even CountryWide screwed people.

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