I would resembling to know how to re mortgage my home?

I have a current home loan with a non conforming lender charging 10.34% also a court failure to pay for shire rates for $3000.00 House is worth 380,000 and loan $150,000
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Be careful! You have to classify it as rental property. If you don't and the lender discovers that it's a rental, you may be libel for mortgage fraud (very unlikely).
If the utilities, phone etc. is contained by your name at the house, then you may still know how to claim owner occupied. If your tax return shows the house address, especially state toll return (if your state has it), then you are undisruptive.
If the job is semi-temporary, also owner occupied.
Interest rates are usually a touch higher, but may not be significant to risk being dishonest. Source(s): http://www.ebusiness-centre.com

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