Where can I find out if someone have taken out a mortgage on my home lacking my familiarity?
I've been getting calls from a Mortgage Protection company at my home and they are asking for a familial member who does not live here and never has.He have gotten loans and credit cards in my name up to that time.Who do I need to contact to find out about this?Would in attendance be a department in the courthouse that has this information?When the company call they won't give me any information at all.
Answers:
mortgages have to be record with county clerk. some even offer search on line to see if mortgage record exists.
otherwise travel to county clerk office.
mortgage protection is not mortgage though. someone is trying to sell protection insurance.
1. Check your credit reports. Put security freezes on them if you suspect fraud from this creature.
2. Check with the county clerk/recorder about your home. If there's a mortgage you don't know just about, there will be a corresponding lien on the property.
All fitting answers here. Keep in mind the calls you are getting are nearly "life insurance" to protect against the early demise of a breadwinner who might be paying a mortgage. That's what the term "Mortgage Protection" means surrounded by the business. My guess is it's just a cold telemarketing call. The soul calling may not even know if there is a mortgage on the property. They are just dialing phone numbers possibly in an area where on earth there are a lot of property owners.
It does surface, but the odds of him having gotten a mortgage on the property are slim.
But check your county clerk's department to see if documents were recorded. A scam that be recently running in a focal city was the false recording of "quit claim deeds." This is where on earth a scammer would go into the clerk's office and profile a document which the true owner supposedly signed relinquishing their rights to the property. You can imagine what could happen from within. Yes, this was occurring in a key city. It made the news.
I am sure most recording office have a tighter reign over their business, records, and procedures than this.
Anyhow, check the library, check your credit. Get the incoming number from caller ID if you can and call them stern. And if it were me, the next time they give the name, I would say I am the person they are looking for. Then you can find out what it's just about. If they are looking for a male and you are female or vice versa, consequently find someone who can do it for you. If necessary, put them on hold and run to get a neighbor who can pretend to be the human being.
Your mind might not be set at ease until you know why they are REALLY calling - regardless.
Good luck...
Have a great Holiday. Source(s): http://www.newjerseymortgageblog.com/my-…
Has to be record in the county where the property is located.
Try the recorder/clerk of court and verbs all open mortgages indexed lower than your name to your property
Related Questions:
My husband put a mortgage on our home minus my signature .... what subsequent?
Further to my previous post; http://answers.yahoo.com/question/index;… I refused to sign the pre-nup, or any paperwork for him regarding our home. Meanwhile, pay for on the farm in Virginia, the hottest little escapade from my wonderful...
Answers:
mortgages have to be record with county clerk. some even offer search on line to see if mortgage record exists.
otherwise travel to county clerk office.
mortgage protection is not mortgage though. someone is trying to sell protection insurance.
1. Check your credit reports. Put security freezes on them if you suspect fraud from this creature.
2. Check with the county clerk/recorder about your home. If there's a mortgage you don't know just about, there will be a corresponding lien on the property.
All fitting answers here. Keep in mind the calls you are getting are nearly "life insurance" to protect against the early demise of a breadwinner who might be paying a mortgage. That's what the term "Mortgage Protection" means surrounded by the business. My guess is it's just a cold telemarketing call. The soul calling may not even know if there is a mortgage on the property. They are just dialing phone numbers possibly in an area where on earth there are a lot of property owners.
It does surface, but the odds of him having gotten a mortgage on the property are slim.
But check your county clerk's department to see if documents were recorded. A scam that be recently running in a focal city was the false recording of "quit claim deeds." This is where on earth a scammer would go into the clerk's office and profile a document which the true owner supposedly signed relinquishing their rights to the property. You can imagine what could happen from within. Yes, this was occurring in a key city. It made the news.
I am sure most recording office have a tighter reign over their business, records, and procedures than this.
Anyhow, check the library, check your credit. Get the incoming number from caller ID if you can and call them stern. And if it were me, the next time they give the name, I would say I am the person they are looking for. Then you can find out what it's just about. If they are looking for a male and you are female or vice versa, consequently find someone who can do it for you. If necessary, put them on hold and run to get a neighbor who can pretend to be the human being.
Your mind might not be set at ease until you know why they are REALLY calling - regardless.
Good luck...
Have a great Holiday. Source(s): http://www.newjerseymortgageblog.com/my-…
Has to be record in the county where the property is located.
Try the recorder/clerk of court and verbs all open mortgages indexed lower than your name to your property
Related Questions:
My husband put a mortgage on our home minus my signature .... what subsequent?
Further to my previous post; http://answers.yahoo.com/question/index;… I refused to sign the pre-nup, or any paperwork for him regarding our home. Meanwhile, pay for on the farm in Virginia, the hottest little escapade from my wonderful...