I've a fixed mortgage at 6%, bal due 115k & var rate home equity, bal due is 36k. Time to combine & re-fi?

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Answers:

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At first I would say refin. Then I saw the balance be 36K. It depends on when the adjustment comes up and what the payments are. It may not be worth refi as it will just extend the length of the loan possibly.

I'd entail more info to really make a decision

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