Can a credit card company put a lien against your home if you enjoy a mortgage near that company contained by louisiana?
I have two credit cards with Chase Credit Cards that enjoy been charged off and sold to collection agencies. I also enjoy a mortgae with Chase Mortgage. I live in Louisiana is it reasonably possible for the collection agency to put a lien against my home/property for the debt. I know that collection agencies tend to be a bit aggressive and love to pressure people into giving into their demands. They don't like for you to deem about other options. They are also extraordinarily rude. They are by no means people friendly. I'm sure that they more than credible could get more from the consumer who owes the debt if they actually treated the indiviual as a personage. Collection represenatives tend to not have any fellow feelings toward the character who owes the debt. They don't even allow you to explain your situation. Their more intent on collecting the money by any means neccessary. They don't even try to put themselves in your place. I'm sure that they only like everyone else has be in a position
Answers:
I'm in the same situation similar to you, except mine is purely credit card debts. First if your a religious person just ask God and prayer and God will sustain you and protect you from any court or lien or garnishments.
Typically a credit card company doesn't really wish to take anyone to court merely because It's them time and more money. And they only take someone to court if they hold a good reason to believe that your making money and enjoy enough money to pay their money that you owe. However, if you do develop to go to court if you have a polite reason, such as loss of job or injury at work or annihilation, things of that nature, you would have to explain to the peacemaker and they will consider that.
So, don't worry about going to a court, and by the road, it's not a criminal court, your not being harrassed at the court if you do go. There is a governmental credit counseling that you should step to if you really want to. And as for the bill collection agencies, if you have explained your situation and they don't understand than don't try to tell to them again. They will harass you more and more. Good Luck! Just keep on praying and enjoy faith in God, specifically what I am doing and i'm in $10,000 debt and have not be able to pay and my credit cards enjoy been charged off and I'm worried about garnishment but I know that I am not guilty because I lost my job and God know what I am going through and will help me if I am truely sincerely faithful to him. Take thinking. Source(s): www.nfcc.org
I dont think they can incorporate to your home Its a seperate bill. It wont help your credit score and hopefully you can receive payments but they cant touch your home
I am betting the cc cards and the mortgage are not related. Chase most likely sold your cc debt to a debt collector. With out knowing too much detail on those cc accounts its rock-hard to give advise 'amounts, state u live contained by, date of the last payment' Most of these are just threats, it is almost a work of God for a debt collector to put a lien on a home in most states. go to your county court house to see if and official aid would help you with this situation. Once you hold a attorney tossing a few letters around they tend to run away fast. I am also almost faultless they are violating your rights. Yes they have rules to follow FDPCA. I hold then in the connection below. I am sorry this crap is happening to you, they truly make track of life suck. Source(s): http://www.ftc.gov/bcp/conline/pubs/cred…
They would have to sue you in court and win a judgement beforehand they could put a lien on the house.
Hi,
I used "Credit Solution" to settle my debt and improve my credit ranking.They managed to reduce my debt up to 58% .It's lawful.I came across this company on NBC News.Check it out here:
http://shurl.net/5oX
Don't speak with bill collectors on the phone. They will singular make you feel horrible and it will wreck your hours of daylight.
They can garnish your wages, but first they have to run you to court and win a judgment against you. Usually collectors want to garnish your wages first.
Bill collectors want their money quickly. If they put a lien on your house, they won't receive any money until you sell your house.
I've never heard of a collection agency putting a lien on someone's house. I'm sure it's possible, but I haven't hear of this happening to anyone.
You already have unpromising credit and you should speak with a bankruptcy attorney to explore adjectives of your options.
Related Questions:
What happen if you own two homes and you can't afford both mortgages?
If I can only pay one mortgage and not the other one and one forecloses do I risk losing the other home? no i dont think the other house (unpaid one) will be foreclosed. so if were you, verbs payaing...
Answers:
I'm in the same situation similar to you, except mine is purely credit card debts. First if your a religious person just ask God and prayer and God will sustain you and protect you from any court or lien or garnishments.
Typically a credit card company doesn't really wish to take anyone to court merely because It's them time and more money. And they only take someone to court if they hold a good reason to believe that your making money and enjoy enough money to pay their money that you owe. However, if you do develop to go to court if you have a polite reason, such as loss of job or injury at work or annihilation, things of that nature, you would have to explain to the peacemaker and they will consider that.
So, don't worry about going to a court, and by the road, it's not a criminal court, your not being harrassed at the court if you do go. There is a governmental credit counseling that you should step to if you really want to. And as for the bill collection agencies, if you have explained your situation and they don't understand than don't try to tell to them again. They will harass you more and more. Good Luck! Just keep on praying and enjoy faith in God, specifically what I am doing and i'm in $10,000 debt and have not be able to pay and my credit cards enjoy been charged off and I'm worried about garnishment but I know that I am not guilty because I lost my job and God know what I am going through and will help me if I am truely sincerely faithful to him. Take thinking. Source(s): www.nfcc.org
I dont think they can incorporate to your home Its a seperate bill. It wont help your credit score and hopefully you can receive payments but they cant touch your home
I am betting the cc cards and the mortgage are not related. Chase most likely sold your cc debt to a debt collector. With out knowing too much detail on those cc accounts its rock-hard to give advise 'amounts, state u live contained by, date of the last payment' Most of these are just threats, it is almost a work of God for a debt collector to put a lien on a home in most states. go to your county court house to see if and official aid would help you with this situation. Once you hold a attorney tossing a few letters around they tend to run away fast. I am also almost faultless they are violating your rights. Yes they have rules to follow FDPCA. I hold then in the connection below. I am sorry this crap is happening to you, they truly make track of life suck. Source(s): http://www.ftc.gov/bcp/conline/pubs/cred…
They would have to sue you in court and win a judgement beforehand they could put a lien on the house.
Hi,
I used "Credit Solution" to settle my debt and improve my credit ranking.They managed to reduce my debt up to 58% .It's lawful.I came across this company on NBC News.Check it out here:
http://shurl.net/5oX
Don't speak with bill collectors on the phone. They will singular make you feel horrible and it will wreck your hours of daylight.
They can garnish your wages, but first they have to run you to court and win a judgment against you. Usually collectors want to garnish your wages first.
Bill collectors want their money quickly. If they put a lien on your house, they won't receive any money until you sell your house.
I've never heard of a collection agency putting a lien on someone's house. I'm sure it's possible, but I haven't hear of this happening to anyone.
You already have unpromising credit and you should speak with a bankruptcy attorney to explore adjectives of your options.
Related Questions:
What happen if you own two homes and you can't afford both mortgages?
If I can only pay one mortgage and not the other one and one forecloses do I risk losing the other home? no i dont think the other house (unpaid one) will be foreclosed. so if were you, verbs payaing...