The home purchased contained by April of 2007 have still not be record and have merely a first mortgage out at hand?

What would need to be done here as we are now down 2 months of payments as our mortgage jumped from $2500.00 to $3050.00 and we were looking to get rid of or refinance and were told the home doesn't even belong to us. We have a mortgage, we live within the home but a living trust is listed as the owner not us. Please any advise would greatly backing and be appreciated as we feel we are in limbo.
Answers:
contact the closing company and ask them why it is not record. Their name is on your settlement statement call the hud 1

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