Can I refinance a mortgage near my current lendor if I hold cynical equity?


Answers:
No. You probably cannot refinance at all, near any lender.
You may, now if your home is back by freddie mac, or Fanny mae you can refinance when have negative equity up to 125%. This is below the making homes affordable program, google it you will get lots of great info. They will provide links to websites to see if your loan is backed by any two. If that is not the case you can other ask for a loan modification, they will lower your interest rate but this takes alot of work. First post claiming people (you) is stupit must be discussion about himself BTW because he did not have any pious answer to you question.
Only if you pay the difference at closing.
NO


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