Question:LIKE A PITT ?
AMR. STAFF0RDSHIRE TERRIER ?
Answers:
I think so. I have friends that own a Pitt and Rottweiler. The Pitt has bitten at least 2 people that I know of, including one of his owners, and his owners are kind, gentle owners. All dogs bite but some dogs can do more serious injury than others and are more prone to aggression. My Fox Terrior is a small game dog and dangerous to birds and squirrels and no matter what I do she is still going to want to chase and capture them.
NO
Absolutely not. That's like asking if someone with a pre-exisiting medical condition should pay a higher premium on their insurance.
There is NO EVIDENCE WHATSOEVER that certain breeds are more disposed to violence. As the saying goes, there is no such thing as a bad dog, only a bad owner.
I'm so irritated by all the people who assume a dog is going to be vicious just because he's a Pit or Shepherd or Rottie or Doberman. These dogs get a bad rap from the movies and horror stories in the news. That dog that tore that French woman's face off a couple of y ears ago was a Lab, a dog that most people think of as friendly and loving.
Nope and mine didn't either but she had her CCGN, TT, SchH3, SD and UD. She was also health screened regularly, even had regular dental check ups. The dog insurance company had no problems with her and even gave her a discounted rate. My homeowner's wouldn't be allowed to raise my rates without being in breach of the Ontario Human Rights Code since she was an assistance dog.
Pits aren't aggressive towards people nor were they bred for aggression towards people. They were bred for aggression to animals. Some pits aren't suited to go to the dog park off leash but no pit should ever be aggressive towards people. It is completely against their breed history and standard. Read about dog fighting before assuming that pits are dangerous to people. When mine trained in Schutzhund, we ended up teaching through tug of war games because we couldn't get her to want the bite.
I don't think so, but you may not even get homeowners insurance. Our insurance company doesn't accept pits. Buuuut we got the insurance before we got the dog.
Maybe your home owners' insurance should go down if you can provide proof of training and a Good Canine Citizen certificate or equivalent?
After all, homes with dogs are statistically less likely to have break-ins.
No, not according to breed. if a DOG (not a breed) has a history of agressive behavior then I see no problem with increased insurance rates but NOT based on breed!
When you first get the dog no matter what breed it is there should be a standard fee. If the dog is known to be aggressive and bite then the insurance cost should go up. If you have a rott or a pit who has not shown aggression or bit anybody the insurance cost should remain the same as it is for anybody else. If a person has a rott, shepherd and a yorkie and the only dog that has issues with aggression and biting is the yorkie, the insurance should be the standard fee for the two big dogs and increased cost for the yorkie. Insurance cost shouldn't be based on breed alone, it should be based on a dogs history.
No ! Not everyone is irresponsible. There no such thing as bad dogs, just crappy owners. Blame the media, and the people who believe everything they hear & see on the news.
Should or will?
My wife and I were involved with Rotts for over 22 years. That ended about 5 years ago.
The insurance companies are driven by various governmental rules, but there is nothing that I'm aware of that covers dogs.
There was and is a bias in the homeowners insurance companies about owning dogs. Going up? How about NOT insuring your household at all? How about having a tree fall down and them not covering the loss because you have a dog that is on their "list".
Is it right? Absolutely not. Can they get away with it? Yes.
Keep in mind that with all of our Rotts they all had multiple advanced obedience titles. I've taught obedience for 30+ years. A couple of my dogs had been on TV. Some of the dogs had been in the Chicago Xmas parade over 5 years. I had been called as an expert witness in a couple of bite incident cases.
My insurance agent actually told me that he'd ignore my response when I told him that I had multiple Rotts so it wouldn't affect my insurance.
The best thing that I know that us doggie folks can do about this is to boycott those companies that have these types of practices. Although we don't have Rotts now, I still won't use those companies for homeowners insurance. If enough people do this, the companies will be forced to change their policies.
If you are talking about homeowners insurance I have heard that they do do that. I don't think it is fair though!! Pits, Rotts & Dobermans are a couple breeds in that class.
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